The Holiday Inn Club Vacations timeshare program offers access to over 25 resorts in the U.S. and Mexico through its “points-based vacation ownership.” This means you purchase a real estate interest and receive points that can be used for vacation rentals.
The Holiday Inn Club Vacations World Mastercard, issued by First Electronic Bank and managed by Imprint, is a co-branded credit card for the timeshare program. It allows you to earn rewards on vacation bookings and other timeshare-related expenses. While there is no annual fee for the card, timeshares can be costly.
Here are five things to know about the Holiday Inn Club Vacations credit card:
1. The timeshare presentation is the first step. The credit card is designed for program members, and membership packages range from $16,290 for 75,000 points to $40,000 for 200,000 points. Financing is available, and you can earn rewards on mortgage payments with the credit card.
2. Earn 3% back on Holiday Inn Club purchases. The card offers 3% back on vacation bookings, on-site dining, timeshare mortgage payments, and 1% back on all other purchases. Rewards can be redeemed for more vacation rentals and expenses.
3. There is a welcome offer of a $50 bonus after spending $1,000 on the card in the first 90 days.
4. Enjoy World Mastercard benefits, including discounts with merchants like Lyft, Peacock, Instacart, and Booking.com.
5. This card is not affiliated with Holiday Inn hotels or the IHG Rewards program. If you prefer traditional hotel stays, consider the IHG One Rewards Premier Credit Card, which offers up to 26 points per $1 spent at IHG hotels and has a sign-up bonus of 140,000 Bonus Points after spending $3,000 in the first 3 months. The annual fee is $99.