The Scheels Visa card is a store credit card specifically designed for frequent shoppers at the Midwestern-based sporting goods retailer. To apply for the card, you must have a Scheels account, which is free to create.
Issued by First National Bank of Omaha (FNBO), the Scheels Visa card earns bonus rewards for Scheels purchases only, which can be redeemed solely toward purchases made with the brand.
Here are five key things to know about the Scheels Visa credit card:
1. Scheels offers three credit cards in total: the Scheels Visa card, the Scheels Premier Edition Visa card, and the Scheels Secured Visa card. All three cards earn rewards that can be redeemed at the retailer.
2. Points earned with the Scheels Visa card can be redeemed for Scheels gift cards, with 2,500 points equating to a $25 gift card. Points do not expire, but redemption is limited to purchases with the brand.
3. The Scheels Visa card offers special financing with 0% APR for 6 months on purchases of $500 or more at Scheels. This is not a deferred interest offer, meaning no interest will accrue during the promotional period.
4. New cardholders earn 1,500 bonus points for making their first non-Scheels purchase, as well as a $70 electronic gift card for instant online approvals until Oct. 31, 2024. However, the card lacks significant perks compared to other store credit cards.
5. Scheels Visa cardholders receive purchase security, protecting items against theft or accidental damage and providing extended warranty coverage beyond the manufacturer’s warranty.
Overall, the Scheels Visa card is a valuable option for dedicated Scheels shoppers, offering rewards and special financing benefits tailored to the retailer’s loyal customer base.