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Home»Personal Finance»7 Benefits of the Citi Strata Premier Card
Personal Finance

7 Benefits of the Citi Strata Premier Card

October 14, 2025No Comments2 Mins Read
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The Citi Strata Premier® Card, with a $95 annual fee, offers ongoing rewards on travel and everyday spending, making it a great choice for those looking to fast-track their next vacation. This card comes with travel-related perks such as trip cancellation insurance, lost luggage reimbursement, and more, making it a valuable asset for travelers.

Here are some key benefits of the Citi Strata Premier® Card:

Points: Spending rewards
1. Elevated rewards on travel and everyday spending:
– Earn 10 ThankYou® points per $1 spent on hotels, car rentals, and attractions booked through the Citi Travel site.
– Get 3 points per $1 spent on air travel, other hotel purchases, supermarkets, gas stations, EV charging stations, and restaurants.
– Earn 1 point per $1 spent on all other purchases.

2. A hefty welcome offer:
– Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.

3. Flexible redemption options:
– Redeem ThankYou points for travel, gift card purchases, or bill payments for the most value (typically a BW Reader per point).
– Consider transferring points to partners at a 1:1 ratio for additional value.

Perks: Goodies that come with the card
4. $100 annual hotel savings benefit:
– Receive $100 off a hotel stay of $500 or more once a year when booked through cititravel.com or by calling 1-833-737-1288.

5. No foreign transaction fees:
– Avoid costly foreign transaction fees when using the Citi Strata Premier® Card internationally.

6. Access to The Reserve by Citi Travel:
– Enjoy exclusive access to high-end hotels and resorts through The Reserve by Citi Travel, with perks like a $100 experience credit, daily breakfast for two, and more.

Protections
7. Travel protections:
– Benefit from trip cancellation, delay, and interruption insurance, baggage insurance, and MasterRental Coverage for car rentals when using the Citi Strata Premier® Card.

Overall, the Citi Strata Premier® Card offers a range of benefits and rewards that can enhance your travel experience and help you save money while exploring the world.

Benefits Card Citi Premier Strata
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