Chase has recently increased the welcome offers for two of its business credit cards, the Ink Business Unlimited® Credit Card and the Ink Business Cash® Credit Card. What’s even better is that these bonuses are not only larger, but they also require fewer additional steps to earn them.
Both the Ink Business Unlimited® Credit Card and the Ink Business Cash® Credit Card now have the same generous welcome offer. By spending $6,000 on purchases within the first 3 months of account opening, cardholders can earn a $900 bonus cash back, making it one of the best sign-up bonuses available for a business card.
Previously, the Ink Business Unlimited® Credit Card offered a $750 welcome bonus for meeting the same spending requirements. Now, new Unlimited cardholders can enjoy an extra $150 without having to spend any more.
On the other hand, the bonus for the Ink Business Cash® Credit Card used to be easier to earn, requiring $3,000 in spending within three months to earn $350, with an additional $400 available for $6,000 in spending within six months. However, new Cash cardholders now have to spend twice as much within three months to earn the $900 bonus, which is more than 2.5 times larger.
BW’s editorial team selected the Ink Business Unlimited® Credit Card as the best business credit card of 2025 due to its lack of annual fees and 1.5% cash back on all spending, making it a must-have for most entrepreneurs. The Ink Business Cash® Credit Card, on the other hand, is recommended for newer, smaller businesses due to its bonus categories that can be beneficial for office supplies, phone and internet bills, and errands.
Both cards are excellent choices and have made it to the list of the best business credit cards. If you are confident that you can spend $6,000 in three months, it is advisable to apply. Additionally, you will have a year to pay off your balance without any interest.
If you have both cards along with a Chase travel card, such as the Ink Business Preferred® Credit Card or Sapphire Reserve for Business℠, you can strategically use them for different purchases to maximize your earnings, creating a “Chase trifecta.”
Chase has not specified an expiration date for the $900 bonus on the Ink Cash and Unlimited cards, so there is no rush to apply for both. Instead, consider staggering them by opening one card, meeting the spending requirement, earning the bonus, paying down your balance, and then opening the second card to ensure you receive both bonuses and spread out your credit inquiries.
It is important to note that Chase follows the 5/24 rule, meaning they only approve applicants who have been approved for five or fewer cards in the last 24 months, including the card they are currently applying for. While most business cards do not count towards this tally, having opened more than four personal cards in the last two years could lead to Chase denying your application.