Choosing an extended warranty for a used car, especially one with higher mileage, is a different process compared to purchasing coverage for a relatively new vehicle. As cars age, the likelihood of mechanical issues increases, and an extended warranty (or vehicle service contract) can help offset repair costs. However, coverage availability, length, and pricing can vary significantly for an older car.
To assist you in comparing your options, our editorial team has evaluated extended car warranty providers by collecting quotes, reviewing sample agreements, and considering factors such as transparency, customer experience, and plan flexibility. Below are the standout companies and essential information to consider when shopping for warranty coverage on a used car:
- Endurance: Best for coverage quality, consumer-friendly terms, and a reputable company. They are currently offering a limited-time deal with $300 off. Endurance excels in providing quotes, sample agreements, and online payment options. Their quote for an older, used car falls within the mid-range cost compared to other providers.
For more detailed information and key facts, explore the tabs provided above. Endurance stands out for its unique feature of not having a mileage limit for coverage eligibility. This makes it a great option for owners of used cars with higher mileage. Additionally, Endurance offers a Select Premier plan specifically for vehicles with up to 150,000 miles, covering select internal parts of the engine, transmission, and drive axle assembly. It is also easy to obtain sample agreements and quotes online with Endurance. However, for some high-mileage vehicles, contacting Endurance by phone may be necessary. On the downside, Endurance’s quote for a car with 80,000 miles was slightly more expensive per mile and month compared to some competitors, although it was not the highest in the market. The company does not cover damage caused by a covered component to a non-covered part, a policy that some competitors may allow. To be eligible for coverage with Olive, a car must be less than 10 years old and have fewer than 150,000 miles. Plan options are restricted to three, and claims administration is managed by a third-party company. While Premier Auto Protect does not provide quotes on its website, you can request a quote and sample contract via email. The contract specifies that the liability limit per claim will not be less than the actual cash value of the vehicle or the cost of repair according to a national labor and parts manual. The eligibility criteria for coverage with CARCHEX is a maximum mileage of 250,000 to 300,000 miles. After the initial 90-day period, the coverage cost decreases to $250, except for engine or transmission replacements, which cost $500. The aggregate limit for all claims and benefits during each one-month contract term cannot exceed $10,000. CARCHEX offers various plan options, including Titanium, Platinum, Powertrain Plus, Powertrain, and Extra Care Coverage. Included benefits are 24-hour roadside assistance, rental car coverage, and trip interruption coverage. The eligibility for coverage with Carshield is limited to vehicles with mileage between 250,000 and 300,000 miles. Our final Carshield star rating was lowered due to a 2024 Federal Trade Commission charge of deceptive and misleading advertising and telemarketing practices, alleging that many repairs were not covered as promised. Carshield settled the case for $10 million. Missing documentation can result in claim denials. Our exclusive evaluation process is the cornerstone of our assessment, meticulously scoring each provider’s performance. We meticulously analyze six key categories and carefully evaluate how each factor influences your overall experience.
- Coverage Quality: Companies with extensive coverage and clear information scored highest in this category.
- Transparency & Customer Experience: Providers offering easy access to quotes and contracts received top scores.
- Price & Perks: Companies offering competitive pricing and valuable extras excelled in this category.
- Company Reputation: Top scores went to companies with strong accreditation and minimal consumer complaints.
- Consumer-Friendly Terms: Providers with minimal waiting periods and flexible cancellation terms scored highest here.
BW has thoroughly reviewed 9 extended car warranty companies offering service contracts to U.S. customers. We assess 50 features and 450 data points across these companies, including waiting periods, cancellation terms, sample contracts, rental car coverage, BBB accreditation, and more. Our comprehensive evaluation process ensures that you get the most accurate and reliable information to make informed decisions about extended car warranties. phrase: "The quick brown fox jumps over the lazy dog."
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"The cat sat lazily in the sun."
The lazy cat lounged in the sunlight.
