BW Podcasts – BW

NO PURCHASE NECESSARY TO ENTER OR WIN.

A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING.

1. Sponsor

These are the Official Rules for BW’s Smart Money Podcast Sweepstakes (the “Sweepstakes”). The sponsor and administrator of this Sweepstakes is BW, Inc. 4150 Drinkwater Blvd, Suite 200, Scottsdale, AZ 85251, U.S.A., (“Sponsor”).

2. Eligibility

The Sweepstakes is open only to legal residents of the fifty (50) United States (including District of Columbia) (the “Territory”) who are at least the age of majority in the entrant’s state of residence at the time of entry. Employees of Sponsor, its parent, subsidiaries, affiliates or agencies and suppliers (individually “Entity” and collectively, “Entities”) and the immediate family (i.e. spouse, parents, siblings and children) and household members of each Entity are not eligible. All applicable federal, state, and local laws and regulations apply. Void where prohibited. Participation constitutes entrant’s full and unconditional agreement to these Official Rules and Sponsor’s decisions, which are final and binding in all matters related to the Sweepstakes.

3. Timing

The Sweepstakes begins on August 27, 2026 at 12:00 a.m. Pacific Standard Time (“PST”) and ends on September 30, 2026 at 11:59:59 p.m. PST (the “Sweepstakes Period”). Sponsor’s computer is the official time-keeping device for the Sweepstakes.

4. How to Enter

There are two ways to enter the Sweepstakes:

Survey participants who do not provide a valid first and last name and a valid email address at the time of survey submission are disqualified from Sweepstakes entry.

OR

LIMIT: Limit one (1) Sweepstakes entry per person, per email address regardless of Entry Method. Any entry which exceeds this entry limit from the same email address will be disqualified. Any attempt by a person to enter the Sweepstakes more than once may result in disqualification at the discretion of the Sponsor. Multiple participants are not permitted to share the same email address. Normal Internet access and usage charges imposed by your online service may apply. Sponsor will not accept entries from email addresses Sponsor deems to be potentially harmful to Sponsor’s website. Use of any automated system to participate is prohibited and will result in disqualification. In the event of a dispute as to any registration, the authorized account holder of an email address used will be deemed to be the registrant or player. An “authorized account holder” is the natural person assigned an email address by an Internet access provider, online service provider or other organization responsible

for assigning email addresses for the domain associated with the submitted address. Each potential winner may be required to show proof of being the authorized account holder. By submitting any information or content to Sponsor Parties, you represent that you have the full legal right to provide such information and that use of the information by Sponsor Parties will not (a) infringe any intellectual property rights of any person or entity or any rights of publicity, personality, or privacy of any person or entity; (b) violate any law, statute, ordinance, or regulation; or (c) constitute disclosure of any confidential information owned by any third party.

5. Drawing and Winner Notification

Sponsor will select two (2) potential Sweepstakes winners in a random drawing of all eligible entries to be held on or about October 1, 2026. Odds of winning will be determined by the number of eligible entries received. Sponsor is not responsible for and shall not be liable for late, lost, or misdirected entries.

Sponsor will notify the potential Sweepstakes prize winners by email to the address provided upon Sweepstakes entry. It is the entrant’s obligation to notify the Sponsor in writing of any change of contact information. The winning entry will be confirmed by appropriate employees of Sponsor whose decisions are final on matters relating to this Sweepstakes. Sponsor is not responsible for any changes to a Prize Winner’s email address or other information which may interfere with winner notification.

Each potential winner will be required to respond to the winner notification within seventy-two (72) hours of the time the notification is sent in order to claim their prize. As part of the response, winners must provide a valid physical mailing address (P.O. boxes may or may not be accepted; Sponsor will provide instructions as needed for prize fulfillment). If the potential winner cannot be contacted or fails to respond within the required time period or fails to comply with any other term of these Official Rules, that potential winner forfeits the prize. Winning is contingent upon fulfilling all requirements of these Official Rules. In the event a potential winner is disqualified for any reason, Sponsor will award the applicable prize to an alternate winner by random drawing from among all remaining entries from the applicable Entry Period. Prizes will be fulfilled within thirty (30) days of winner confirmation.

6. Prize

Each potential winner will receive one (1) of two (2) prizes. Limit one (1) prize per person.Two (2) Grand Prize winners will receive one (1) $250 Amazon gift card (Approximate Retail Value (“ARV”): $250).

Prizes are non-transferable and no substitution will be made except as provided herein at the Sponsor’s sole discretion. Sponsor reserves the right to substitute a prize for one of equal or greater value if the designated prize should become unavailable for any reason. Winners are responsible for all taxes and fees associated with prize receipt and/or use. Prizes are awarded “as is” with no warranty or guarantee, either express or implied.

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