As an expert in credit card and travel rewards, I always carry multiple cards to maximize benefits.
Over time, some cards have come and gone, but one hotel credit card has remained a staple for me.
The value I receive from this card far exceeds its annual fee, year after year.
🏨 It provides me with free hotel nights…
💳 Earns a significant amount of points when I pay for stays at its 20 hotel brands…
🎩 Grants me automatic elite status…
🤑 Saves me from expensive fees when traveling abroad…
🔐 Insures my trips…
😎 and much more.
If you open one for yourself today, you’ll earn a bonus:
Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
Here’s why I love the IHG One Rewards Premier Credit Card.
1. It gives a free room night every single year
The standout benefit of the IHG One Rewards Premier Credit Card is the annual free night (up to 40,000 points) that cardholders receive each calendar year.
BW values IHG One Rewards points at 0.6 cents each, making this free night worth approximately $240 – more than double the card’s $99 annual fee!
This free night can be used at any of the 6,000+ IHG hotels worldwide, with no blackout dates or restrictions.
Additionally, cardholders can use their IHG points to book rooms above the 40,000 point redemption level, further enhancing the value of this benefit.
By taking advantage of this offer, you can also earn a substantial amount of points:
Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
2. You can get unlimited free nights on longer points stays
A lesser-known perk of holding an IHG credit card is the ability to receive the 4th night free when paying with points for a stay of four nights or more.
This means you only pay for 3 nights and get the 4th night free, with no limit to how many times you can utilize this benefit.
For example, if you book a four-night stay using IHG points, you’ll receive the 4th night free automatically, saving you money on your trip.
Furthermore, you can still benefit from the automatic 4th night free perk, even if you have already utilized it earlier in the year on a different trip. For instance, if you book a room that costs an average of $254 per night for a cash stay, the IHG One Rewards Premier Credit Card’s 4th night free perk would save you $254 on this trip, in addition to the $173 you saved on your previous ski trip. That’s a total of $427 saved from just two stays!
Additionally, there is no limit to how many times you can take advantage of the 4th night free benefit when booking the first 3 nights with points. So, whether you’re traveling for the holidays or visiting family for a week, you can use this perk multiple times.
On top of that, using the IHG One Rewards Premier Credit Card at IHG hotels earns you 26 total points per $1 spent. This means that a two-night stay at a $200-per-night hotel would earn you 10,000 points, which is enough for a free room redemption. The card also offers solid rewards for everyday spending, with 5 points per $1 spent on travel, gas stations, and restaurants, and 3 points per $1 spent on all other purchases.
Furthermore, big spending on the card can earn you even more rewards. When you spend at least $20,000 in purchases in a calendar year, you’ll receive a $100 statement credit plus 10,000 bonus points. The IHG One Rewards Premier Credit Card also comes with valuable benefits and perks, including automatic Platinum Elite status, a $120 credit towards travel timesavers like Global Entry, TSA PreCheck or Nexus, no foreign transaction fees, up to $50 United Airlines TravelBank Cash each calendar year, and various travel protections that can potentially save you thousands of dollars.
In summary, the IHG One Rewards Premier Credit Card offers a range of benefits and rewards that make it a valuable card for travelers. following sentence: “The cat sat lazily in the sun, enjoying the warmth.”
The cat lounged in the sunlight, basking in its warmth. following sentence:
“The quick brown fox jumps over the lazy dog.”
Rewritten sentence:
“The speedy brown fox leaps over the sluggish dog.”