Introducing the new Citi Strata Elite Card, the premium version of the $0-annual-fee Citi Strata Card. With a substantial $595 annual fee, this card focuses on travel rewards, high-end experiences, and purchases. Earn a generous welcome offer: 80,000 bonus points after spending $4,000 in the first 3 months of account opening. In addition, you’ll earn:
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12 points per $1 on hotels, car rentals, and attractions booked on cititravel.com.
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6 points per $1 on air travel booked on cititravel.com.
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6 points per $1 at restaurants (including food delivery services on “Citi Nights”) on Fridays and Saturdays between 6 p.m. and 6 a.m. Eastern Time. Outside of this timeframe, you’ll earn 3 points per $1 in this category.
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1.5 points per $1 on all other purchases.
The rewards from the Citi Strata Elite Card are in the form of ThankYou points, which can be redeemed for cash back, travel, gift cards, purchases at participating retailers, and more. One unique feature of this card is the ability to transfer points to American Airlines’ AAdvantage loyalty program, a partnership not offered by other card issuers.
If you have multiple Citi-issued cards linked to one ThankYou rewards account, you can transfer points from another card to the Citi Strata Elite Card for further transfer to American Airlines.
Full list of Citi transfer partners
Additional travel and lifestyle perks
Similar to other premium cards, the Citi Strata Elite Card provides a coupon book of benefits that can help offset the annual fee if utilized effectively. These perks include:
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$300 annual hotel credit for stays of two nights or more booked through cititravel.com.
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$200 annual Splurge Credit for purchases with a choice of two brands: 1stDibs, American Airlines, Best Buy, Future Personal Training, and Live Nation.
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$200 annual credit for bookings with Blacklane, a chauffeur service.
Cardholders also get access to:
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The Reserve by Citi Travel, offering high-end hotel bookings with free breakfast and Wi-Fi, a $100 experience credit, room upgrades, and early check-in/late checkout.
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Ticket sales and presales for concerts, sporting events, and more through Citi Entertainment.
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Cocktail tutorials, videos, and courses through the Death & Co lifestyle platform (for ages 21 and up).
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Mastercard Collection benefits, including priority reservations at restaurants and tickets to live events. The Citi Strata Elite Card is the first card in the new high-end Mastercard World Legend benefits tier.
Comparison of Citi Strata cards
The Citi Strata Elite Card is part of a family of cards that includes the Citi Strata Card and the Citi Strata Premier® Card. Here’s a breakdown of what each card offers: