Tilt, formerly known as Empower, has taken over the Petal portfolio of credit cards and is introducing three new products tailored for credit builders. The company aims to continue providing a pathway to credit for individuals with less-than-ideal scores who may not qualify for traditional cards. Along with the new credit cards, Tilt will maintain its underwriting standards, credit line ranges, and cash advance options.
Petal cards were designed to help applicants improve their credit standing, and Tilt will carry on this mission. The new lineup includes Tilt Engage and Tilt Motion for individuals with poor to good credit, and Tilt Essentials for those with fair to excellent credit.
Overview of Tilt Cards
The trio of Tilt cards is tailored to different credit profiles, similar to the Petal cards. Tilt Engage and Tilt Motion cater to various credit ranges, while Tilt Essentials is geared towards individuals with fair to excellent credit.
Tilt Engage
Rates & Fees
Tilt Motion
Rates & Fees
Tilt Essentials
Rates & Fees
Rewards
1% to 10% cash back at select merchants.
1% to 10% cash back at select merchants.
3% cash back on gas and groceries when you set up autopay and 1% back on other purchases.
APR
28.99%-33.99% Variable APR
Key Features of Tilt Cards
Tilt ensures that many features of the new cards will remain consistent with the previous Petal cards, with some minor differences.
WebBank will continue to issue the cards and report payments to major credit bureaus. The credit evaluation process, risk models, and technology for assessing applicants will also remain unchanged. This is significant