Browsing: spreads

The cost of Costco’s Kirkland Signature motor oil has skyrocketed, with customers now facing purchase limits due to the turmoil…

The recent KelpDAO exploit underscored the vulnerability of cross-protocol dependencies, showcasing how risk can seep into seemingly secure systems like…

Insights on Mortgage Purchase Application Data Analysis of the past three years reveals that when mortgage rates drop below 6.64%…

Mortgage spreads My goal for this year was to improve mortgage spreads in light of rate volatility and the Fed’s…

Mortgage spreads In 2025, my prediction for mortgage spreads was an improvement of 0.27%-0.41%, with an average of 2.54%. As…

Mortgage spreads The positive development in mortgage spreads in 2025 seems to be flying under the radar, with most people…

Mortgage spreads In 2023, mortgage rates hit 8%, leading to new cycle highs in mortgage spreads. Despite initial signs of…

Mortgage spreads Exploring mortgage spreads, which represent the difference between the 10-year Treasury yield and the 30-year mortgage rate, reveals…

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If we had experienced the worst mortgage spreads of 2023, mortgage rates would be 0.72% higher today. Conversely, with regular…