Earning 100,000 Chase Ultimate Rewards® points can sound like a daunting task, but a new introductory offer is making it a lot easier. For a limited time, new applicants for the Chase Sapphire Preferred® Card can earn a higher-than-usual sign-up bonus: Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
What can you do with 100,000 Ultimate Rewards points? Some people prefer quantity over quality, opting for budget-friendly digs and economy seats. With lower costs, it becomes easier to take either more trips or longer ones. Others might prefer to splash out on aspirational redemptions, such as a business class flight or luxurious five-star hotel stays.
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Nerdy Tip
Chase Ultimate Rewards® are a transferable currency, meaning you can move your points at a 1:1 ratio to one of Chase’s airline or hotel partners. Transferring points can help you get the most value out of your Chase points.
With the Chase Sapphire Preferred® Card, you get a fixed value of 1.25 cents per point when redeeming them through Chase’s travel portal. However, by taking advantage of Chase’s transfer partners, your points value can easily exceed that number.
Full list of Chase transfer partners
To calculate the value of your redemption, use this formula: [ Total price in cash – Taxes and fees for the award, if applicable ] / [ Points cost for the award ]
Regardless of how you travel, here are 11 ways to spend 100,000 Chase Ultimate Rewards® points on your next vacation.
1. Fly to London in business class round trip from the West Coast
How to book: For 82,000 points transferred to Virgin Atlantic Flying Club and about $900 in taxes and fees, you can book round-trip flights from the West Coast (think San Francisco, Seattle and Los Angeles) to London on Virgin Atlantic’s Upper Class. The business class experience includes access to the British airline’s popular Clubhouse lounges at select airports, including the brand-new Virgin Atlantic Clubhouse at Los Angeles International Airport. East Coast flyers can book these flights for as little as 58,000 points round-trip, leaving some extra points for a hotel award redemption.
Redemption value: These round-trip flights in business class from the West Coast can often cost upward of $4,000. A sample booking for January 2026 priced out to $4,132, a value of nearly 4 cents per point.
2. Enjoy a one-way first class flight to Europe
How to book: International first class flights, a step above business class, offer a surreal experience in the sky that’s the best of the best. Multiple airlines have first class flights from the U.S. to Europe that are bookable with Chase points. Keep in mind that these flights are expensive, whether paying with points or cash, so you’ll only be able to get a one-way flight with 100,000 Chase points.
You can book Lufthansa first class by transferring Chase points to Air Canada’s Aeroplan program. Expect to pay 90,000 points for flights to or from the East Coast and 100,000 going to or from the West Coast.
If possible, consider starting your itinerary from or connecting through Frankfurt, where Lufthansa has a dedicated terminal for first class passengers and a ground transfer service to take you from the terminal to your plane. This will enhance your overall travel experience.
For example, you can fly from New York to Frankfurt in Singapore Airlines’ first class by transferring 97,000 Chase points to the airline’s KrisFlyer program. Starting your journey from New York will also give you access to the Virgin Atlantic Clubhouse at John F. Kennedy International Airport.
Additionally, Emirates offers two routes between the U.S. and Europe: New York City to Milan and Newark, N.J., to Athens, Greece. These flights can be booked by transferring 102,000 Chase points to the Emirates Skywards program. Opting for the flight to Milan allows you to experience unique amenities like showering in the air and an onboard bar.
When booking flights and accommodations, consider the redemption value you can get for your points. While first-class flight redemptions can offer significant value, it’s essential to compare the cost of cash prices for one-way international flights to ensure you’re making the most of your points.
Overall, maximizing your Chase points for travel options like booking economy flights for two to visit multiple European cities, flying in first class to/from Tokyo, or staying in Honolulu can provide you with exciting and valuable experiences. Remember to explore all your options and consider the benefits and amenities offered by different airlines and hotels. The best part about this Hyatt Place is that breakfast is complimentary, and because you’re booking with Hyatt points, you won’t have to pay the $38 daily destination fee. If you’re looking to experience luxury in the skies, consider flying EVA Air’s business class to Taipei and beyond. By transferring 75,000 Chase points to the Air Canada Aeroplan program, you can enjoy a one-way journey from the West Coast to Taipei, Taiwan. If you have a bit more flexibility in your travel plans, you can explore other destinations in Asia as well. For example, a business class flight from San Francisco to Singapore with a layover in Taipei can be yours for 87,500 points. Keep an eye out for nonstop award availability from New York to Taipei, which also costs 87,500 points.
In terms of redemption value, a one-way business class flight from San Francisco to Taipei in January 2026 typically costs $3,411. This translates to a redemption value of nearly 4.5 cents per point, showcasing the value of your rewards. It’s important to note that one-way international fares tend to be pricier than round-trip options.
To make the most of your rewards, consider maximizing your points through strategic planning and booking. Whether you’re a frequent flyer or looking to indulge in a special trip, EVA Air’s business class offers a premium experience that’s worth the investment. Start planning your next adventure and elevate your travel experience with EVA Air. following sentence in the active voice:
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