2025 401(k) Contribution Limits

Planning for your retirement is essential, and one of the most popular ways to save for it is through a 401(k) plan. It’s important to stay updated on the contribution limits set by the IRS to make the most of your retirement savings. Here are the 401(k) contribution limits for 2025:

• For individuals under 50 years old: The contribution limit is $20,500.
• For individuals 50 years old and over: The catch-up contribution limit is an additional $6,500, making the total limit $27,000.

It’s crucial to take advantage of these limits and contribute as much as you can to your 401(k) to secure a comfortable retirement. Consult with a financial advisor to make the most of your retirement savings strategy.