If you’re hoping for lower mortgage interest rates, today is not the day for you.
The average interest rate on a 30-year fixed-rate mortgage has risen to 7.16% APR, as reported by Zillow to BW. This is an increase of 12 basis points from yesterday and 14 basis points from a week ago. (Refer to the chart below for more details.) A basis point is one one-hundredth of a percentage point.
Recently, mortgage rates have been stable around 7%. To learn more about the factors influencing this trend and potential future rate changes, continue reading below the chart.
Average mortgage rates, last 30 days
🤓 Kate on Rates: September 17, 2026
📈 What influences mortgage rates?
This week doesn’t offer much in terms of economic data releases or events that could affect mortgage rates. Currently, the aftermath of the Federal Reserve’s meeting last week remains the focus.
Although the Fed’s actions have provided some relief to mortgage rates, they are not expected to decrease significantly. The upcoming release of August’s Personal Consumption Price Index could further impact rates based on inflation trends.
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